Accept-by-phone Review
Accept By Phone offers a great solution for merchants with limited transactions each month, such as independent contractors, repairmen, home based businesses and more. Accept By Phone gives you the ability to accept credit cards without a card swipe terminal or payment processing software. Plus, they've eliminated a lot of the fees that can make a merchant account too expensive for small businesses. They can normally get you approved and accepting credit cards within 24 hours, and have a 98% approval rate. You'll pay a one-time $99.00 set-up fee, $5.00 a month to participate in the program, and a 3.95% discount rate with no transaction fee on qualifying transactions. No fees are charged unless your application is approved, plus, there's no cancellation fee if you choose to cancel the service. No annual fee, no application fee, no monthly minimum, and no statement fee.