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Top Merchant Services
1. Merchant Express
NO SETUP FEE! All types of businesses. All inclusive merchant account.
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2. Charge.com
Fast approvals! No setup fee!! No excessive fees!!!
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3. iPowerWeb
Best Ecommerce Web Host. Shopping cart and merchant tools including paypal cart.
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Merchant Library
Propay - Merchant Account
Category: Merchant Account
Businesses: Internet;Phone/Mail/Fax
Approval Rate: High
Availability: US Only
Cost: $34.95
Setup Fee: $0.00
Discount Rate: 3.50%
Transaction Fee: $0.35

Propay Review
Because ProPay is a merchant account provider, and not an e-commerce enabler, you'll have to manually enter all credit card transactions into your ProPay account. They also offer an XML Interface option that links directly to your website or shopping cart at an additional cost. The XML Interface enables you to automate transactions and offers batch processing. ProPay also eliminates the need for expensive gateway fees. ProPay's simple, straightforward services are ideal for any small business with Internet access, with the ability to accommodate touch-tone phone processing if needed. They are refreshingly straightforward about all rates, fees, and potential costs for merchants, and clearly explain all of the services offered. They have a $250 per transaction, $1,000 per month processing limit, so they might not be the right option for large-volume merchants. For the smaller online merchant, however, the elimination of unnecessary fees and services may provide an ideal business solution. Give them a try.

From Propay
Finally accepting credit cards is affordable and easy to do. ProPay makes financial transactions easier, safer, and faster. By partnering with leading Internet and credit card processing firms, ProPay has increased the accessibility and versatility of its services. Additionally, ProPay ensures security with its proprietary risk management software, which also significantly reduces the underwriting requirements for accepting credit cards.
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Propay Additional Fees Propay Additional Features
  • $35 Annual fee
  • $.35 per transaction to withdraw funds
  • $.35 per transaction to transfer funds to bank account
  • No fee to transfer money into your Propay account
  • $.35 per refund to refund a customer's credit card
  • 3.50% of total, plus $.35 per transaction to add funds from a credit card, process a credit card, or get paid by email with a credit card
  • $10 fee per ACH Return
  • $15 fee per credit card chargeback
  • $20 fee per non-sufficient funds incident
  • $10 fee per retrieval request
  • $10 fee per investigation
  • $10 optional monthly statement fee
  • $24.95 annual optional phone processing (IVR) fee
  • $9.95 annual optional Discover processing fee
  • $50 reactivation fee
  • XML Authorization Interface (shopping cart integration) $395 for first year, $195 each year thereafter
  • $250 per transaction processing limit
  • $1000 per month processing limit
  • Money deposited into your Propay account in 2-3 days
  • Free online transaction reports
  • Optional monthly statement by mail for additional fee
  • Optional XML Interface that links directly to your website or shopping cart
Contact Propay to Learn More...
 
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100 Best Merchant Accounts